General

Oxford Home Improvement Agency

Set your thermostat to the lowest comfortable temperature, typically between 18°C and 21°C. We’ll carry out a credit reference search when you apply for a loan and a credit score officialngowari.com will be calculated based on the information you enter and your credit reference information. This will help us make a decision on whether or not we’re able to lend to you.

Doors are important for their visual effect, but they also form a secure barrier when closed, which protects you and your family from both the elements and intruders. Professional double glazing companies shouldn’t just focus on the aesthetics of double glazing windows and doors, they should also talk to you about the other benefits that you might require too. Available in a variety of designs, colours and finishes, our double glazed upvc windows and doors offer options to create a traditional elegant look or a modern style with low-key clean lines. Many double glazing windows companies focus only on a few styles. At First Home Improvements, we offer you all the popular replacement options and new alternatives that will help you to customise the appearance of your home’s interior look, and its exterior image. All home improvement products we supply have a wide range of choices for colours and finishes, with modern secure locking systems and high levels of weatherproofing.

Private Landlords

First Home Improvements is a FENSA approved double glazing installer, with an extensive list of accreditations to ensure a high quality installation with great customer service for peace of mind. Your home may be repossessed if you do not keep up repayments on a mortgage or other debts secured against it. Parity Trust is authorised and regulated by the Financial Conduct Authority for its mortgage activities . Useful information and support services for Ukrainian refugees and local residents wishing to help, including how to register for the Homes for Ukraine initiative. Housing Options for Older People is a technique for appraising your current housing and options for moving and will help you identify what information you need, and help you find it.

A home improvement loan allows you to spread the cost of your project with a clear view of what you’ll pay each month from the start, without borrowing more on your mortgage. With an extensive portfolio of double glazed and uPVC products, not just windows and doors, it is very hard to show you all that we can offer. If you have a specific double glazing requirement for your home, please do not hesitate to contact us.

  • Not only will home improvements provide you with years of happiness, increased energy efficiency and more living space, you could also be adding value to your property.
  • The question of tax deductibility is a common question for those considering a home improvement loan.
  • If you have a specific double glazing requirement for your home, please do not hesitate to contact us.

Yes, you can make extra payments on your Novuna Personal Finance home improvement loan whenever you want, without paying any additional charges. These overpayments will reduce the term of your agreement, so you’ll still pay the same amount every month in your Direct Debit, but you’ll pay off the loan sooner. Using a personal loan is the ideal way to transform your home and add value to your property, without the initial outlay. Whether you’re installing a new kitchen, fitting new windows or getting a loft conversion, our expert step-by-step guides are here to help you make great value, hassle-free home improvements. Feedback submitted to us on this form is monitored but you won’t receive a reply. Please don’t include any personal or financial information, for example your National Insurance or credit card numbers.

Can I make overpayments on my home improvement loan?

Cambs HIA helps people repair, maintain or adapt their homes by providing practical or financial advice and support, to enable them to remain in their own homes in greater comfort and safety. Short videowhich explains why Home improvement services are essential to keeping people independent and well, in their own homes. It illustrates really well the range of help that is on offer and how it can change people’s lives. They can enhance both the internal character of a room and the exterior appearance of a building. They can open up your rooms to become part of the open spaces around your home.

Our range of Home Improvement Loans

If you’re ready to apply for a loan for home improvements, there are few things you should have to hand before you begin your online application. You’ll need your employment details, including annual income, your bank details and your address history from the last three years. At Novuna Personal Finance, we also have our own eligibility criteria that you’ll have to fulfil.

If you belong to one of these vulnerable groups or are struggling to afford your gas and electricity bills then our Energy Advice and Winter Warmth service can support you to afford to keep warm in your home. If you rent your home and apply to your local authority for a disabled facilities grant, you’ll need to get your landlord’s permission before your local authority will agree to help you. However, your landlord must not refuse permission without a very good reason. If you need to make changes to your home because of your disability, your landlord should agree to this unless they have a good reason for not doing so.

They are low maintenance, have high energy efficiency, and are all backed by our 10 year guarantee . Look through the products and serviceswe provide and see why our customers recommend us. Did you know that about a third of all the heat lost in an uninsulated home escapes through the walls? Most homes in the UK have cavity walls, and the gap can be filled with insulation. We estimate that insulating your cavity walls could save you around £285 a year on your energy bills and cut your carbon footprint by 670kg.

You will not get compensation if you are taking the improvement when you leave, did not seek permission for the improvements or if you are buying your home under the right to buy scheme. Your letter of permission will say if fixtures and fittings you have installed can be removed when you move out. If allowed, you must put your property back to its original condition.